Inadequate Coverage For Those With Pre-Existing Conditions, According To New Health Care Reform

Today, the GOP’s proposed amendment of the American Health Care Act is being voted on, and Republicans are predicting a winning ratio, according to Reuters.

Even more chilling, the Trump Administration’s reform allows states to ban coverage for pre-existing conditions.

Put into effect in 2014, the act ensured no-discrimination denial of health coverage against individuals with pre-existing health care conditions.

How does this directly affect women? These conditions include and are not limited to, “Rape, postpartum depression, Cesarean sections, and surviving domestic violence… Companies can also deny coverage for gynecological services and mammograms,” lists The Cut.

What does this mean for future health care? If the Affordable Care Act is altered, then insurance companies will have a green light to charge higher premiums on patients with previous medical conditions.

Trump is claiming that pre-existing conditions will be covered, and even include, “lower premiums and deductibles.”

The New York Times says that speaker Paul D. Ryan has also declared coverage will not be denied.

Still, the reality is a lot more complicated than that.

“As part of an effort to attract more votes, Republicans have added an amendment, crafted by Rep. Tom McArthur (R-N.J.), that instead allows states to seek individual waivers from the law.

“One possible waiver would replace the continuous coverage provision so that insurance companies for one year could consider a person’s health status when writing policies in the individual and small group plan markets,” writes The Washington Post. “Another possible waiver would allow the state to replace a federal essential benefits package with a more narrowly tailored package of benefits, again limited to the individual and small-group markets.”

If passed, the future of health care plans entirely depend on your state’s waiver. There could be a gap in health care coverage, where individuals with illnesses could find themselves charged a period of time simply for being sick.

Still,Republican candidates are insisting that coverage will not be denied, reports USA Today.

Health and Human Services Secretary Tom Price called suggestions that the AHCA would weaken “protections” for people with pre-existing conditions “nonsense.” He noted that any state that wanted a waiver would have to prove they were providing “better coverage for older and sicker patients.”

To learn more and read the full bill, click here.

Profile photo of Julia Ismail
Julia Ismail

Julia likes Nickelback & is unapologetic about it.